The Bank has started its operations in 1999 on 29th April as Unit Bank. The First Branch of the Bank has been opened during the year 1999 and thereafter, the Bank has set goals for itself and could meet such Landmarks year after year. Our Bank has emerged to the level of having its area of operation extended to entire Khammam District with 02 branches.
It is being done by a capable Management with potential in all fields of Business and Commerce. Two Professional Directors have been elected to the Board of Management to look after the Policy matters and economic status of the bank. This bank is registering a Growth always higher than the Annual Banking growth indices and also registering much lower percentage of Gross NPA which is only 2.65% in 2024-25 with Net NPA—0.68%.
We place the highlights of the Bank’s performance over a period in brief in reference to the rating procedures being adopted by Reserve Bank of India to the Banking Industry.
The Board of Management Comprises of Directors from all cross sections of the Society including professionals with qualifications M.A., LLB, Vast experience in Banking Sector, CA,MBA etc.
Key Indicators-Performance(Rs In Lakhs)
| Sno | Particulars | 2015-16 | 2016-17 | 2017-18 | 2018-19 | 2019-20 | 2020-21 | 2021-22 | 2022-23 | 2023-24 | 2024-25 |
| 1 | Share Capital | 125.44 | 152.60 | 160.79 | 162.22 | 169.68 | 169.67 | 184.71 | 193.73 | 197.03 | 211.16 |
| 2 | Reserves | 142.18 | 165.30 | 247.00 | 226.64 | 273.41 | 303.19 | 341.21 | 384.9 | 447.01 | 507.36 |
| 3 | Deposits | 2711.93 | 2697.39 | 2644.79 | 3066.03 | 3414.73 | 3820.89 | 4438.16 | 4930.14 | 5230.52 | 5782.59 |
| 4 | Investments | 814.85 | 822.71 | 963.41 | 913.59 | 1068.89 | 1365.78 | 1571.77 | 1784.31 | 1998.65 | 1581 |
| 5 | Loans & Advances | 1174.50 | 1743.02 | 1589.71 | 1862.15 | 2247.37 | 2529.90 | 2887.60 | 3110.71 | 3028.53 | 4010.77 |
| 6 | Profit Before tax | 49.18 | 39.79 | 78.49 | 56.88 | 75.50 | 62.46 | 110.30 | 106.34 | 85.02 | 124.38 |
| 7 | Dividend Declared | 18% | 18% | 12% | 15% | – | 15% | 15% | 15% | 15% | 15% |
| 8 | Per Employee Deposit | 276.49 | 207.49 | 240.86 | 210.66 | 379.41 | 382.09 | 341.45 | 616.27 | 653.81 | 642.51 |
| 9 | Per Employee Loans | 146.81 | 134.08 | 144.45 | 136.22 | 249.71 | 252.99 | 222.12 | 388.84 | 378.51 | 445.64 |
| 10 | Per Employee Business | 32.58 | 37.54 | 384.81 | 346.88 | 629.12 | 635.08 | 563.57 | 1005.11 | 1032.32 | 1088.15 |
| 11 | Gross NPA | 1.23 | 1.33 | 12.10 | 3.25 | 3.19 | 0.70 | 1.26 | 0.8 | 2.52 | 2.65 |
| 12 | Net NPA | Nil | Nil | 2.08 | Nil | Nil | Nil | Nil | Nil | Nil | 0.68 |
We are proud to serve the Khammam district. Our bank is fully registered with DICGC. మేము ఖమ్మం జిల్లాకు సేవ చేయడం గర్వంగా ఉంది. మా బ్యాంక్ DICGC తో నమోదు చేయబడింది.
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We are proud to serve the Khammam district. Our bank is fully registered with DICGC ensuring your deposits are safe and insured.
Official Website of The Stambhadri Co-operative Urban Bank Ltd.
